Northumberland Homes under $400,000

Northumberland Homes under $400,000

Welcome to Northumberland County, a hidden gem in Ontario, Canada, where picturesque landscapes meet charming communities. Nestled along the shores of Lake Ontario, this region is renowned for its stunning natural beauty, rich history, and vibrant local culture. With its rolling hills, lush farmland, and scenic waterfront, Northumberland offers a tranquil escape from the hustle and bustle of city life, making it an ideal place for families, retirees, and first-time homebuyers alike.

One of the most appealing aspects of Northumberland is its diverse real estate market, especially for those seeking homes under $400,000. Here, you'll find an array of affordable housing options that cater to various lifestyles and preferences. From cozy bungalows to quaint townhouses, these properties provide an excellent opportunity to invest in your future without breaking the bank.

In addition to affordable housing, Northumberland boasts a warm and welcoming community atmosphere. Residents enjoy a rich array of local amenities, including charming shops, delightful restaurants, and vibrant arts and culture scenes. Outdoor enthusiasts will appreciate the abundance of recreational activities available, including hiking, biking, and fishing in the region’s many parks and conservation areas.

With its combination of affordability, natural beauty, and community spirit, Northumberland County is an exceptional place to call home. Explore the possibilities of owning a property in this enchanting region, and discover the lifestyle you’ve always dreamed of—without exceeding your budget!

Newest Northumberland Homes under $400,000

162 Cromwell Street Unit 13, Trent Hills
$299,900
2 Beds ⋅ 3 Baths ⋅ X13855484 MLS
Affordable, low-maintenance living in the heart of Campbellford! This inviting end-unit condo offers a comfortable layout, plenty of living space and the convenience of condo living on a quiet street close to town amenities. The main floor welcomes you with an open-concept kitchen, living and dining area, plus a convenient powder room. Upstairs, you'll find two bright, well-sized bedrooms and a full bathroom, offering a comfortable and private space away from the main living areas. The finished lower level adds even more versatility with a spacious family room, 3-piece bathroom, laundry and generous storage/workshop area. Whether you need a home office, hobby space, guest area or simply more room to relax, this level gives you plenty of options. Enjoy a low-maintenance lifestyle with lawn care and snow removal taken care of for you. The building is well maintained, with newer shingles and windows, and the condominium corporation is resident-run with a focus on keeping fees reasonable. The location is another highlight. Campbellford Memorial Hospital, grocery stores, restaurants, shopping, the arena and downtown are all close by. Enjoy the Trent River, parks, open fields and the many community events and local attractions Campbellford has to offer. **A great opportunity for a first-time buyer, downsizer, small family or investor looking for an affordable home in a convenient Campbellford location. Come take a look - this one is easy to feel at home in! **

162 Cromwell Street Unit 13, Trent Hills
422 Island View Road Unit 9, Alnwick/Haldimand
$399,900
3 Beds ⋅ 1 Baths ⋅ X13854854 MLS
Escape to Rice Lake and discover a four-season cottage where the hard work has already been done and the best part is simply enjoying it. Welcome to 422 Island View Road #9, a Scandinavian-inspired retreat just steps from the southeastern shore of Rice Lake, complete with deeded water access via a registered right-of-way where you can leave your paddle board down at the waters edge and shared dock where you can park your boat all summer long! Thoughtfully renovated from the studs up in 2016, the interior was extensively updated with Roxul insulation, windows, drywall, flooring, plumbing and electrical, creating a fresh, comfortable cottage that still feels warm and welcoming. At its heart is an airy open-concept kitchen, living and dining space, where the propane stove makes cool fall mornings and winter weekends especially cozy. With three bedrooms plus a bright four-season sunroom with vaulted ceilings, there's plenty of room to gather, host overnight guests or simply find a quiet spot to relax. Spend your mornings with coffee in the sunroom, your afternoons swimming and boating, and your evenings unwinding after a day on Rice Lake watching the beautiful sunset from the dock. Set on approximately .21 acres, the cottage is equipped for four-season enjoyment, with fibre optic cable recently run to the property for future service. A dug well with updated pump and pressure tank, UV and sediment filtration, Biolan greywater system and Envirolet low-flow composting toilet provide a low-maintenance practical cottage water and waste setup without a traditional septic system. And when we say turn-key, we mean it. The cottage is being offered furnished, right down to an included 18' Giesler Georgian Bay cedar-strip boat and trailer. Pack your weekend bag, head to the lake and start making memories.

422 Island View Road Unit 9, Alnwick/Haldimand
323 George Street Unit 502, Cobourg
$318,000
3 Beds ⋅ 2 Baths ⋅ X13854536 MLS ⋅ Mansions On Georage BLDG.
Welcome to penthouse living at Mansions on George, where historic charm meets modern luxury in the heart of Cobourg. Nearly 1,700 sq. ft. of beautifully designed living space offers a rare sense of scale, warmth and sophistication. Soaring 10-ft ceilings and an expansive open-concept layout set the tone, while the designer kitchen is made for gatherings, with an abundance of cabinetry and storage you simply don't expect in condo living. With 2 spacious bedrooms plus a sizeable den, there is room to live, work, entertain and unwind. The impressive primary retreat features a private ensuite, oversized walk-in closet and jacuzzi tub while heated floors in both bedrooms add an extra touch of everyday luxury. Exceptional storage continues throughout, along with a dedicated laundry room and private balcony. Enjoy fantastic building amenities including a fitness room, party/meeting room and rooftop terrace and garden. But what truly sets this home apart is the lifestyle outside your door. Step out and stroll through historic downtown Cobourg for coffee, dining and local shops, or wander to the waterfront, marina and beautiful sandy beach for morning walks, summer days by the lake and sunset strolls along the shore. Boating enthusiasts will love having the harbour nearby, while VIA Rail is just a block away and Toronto is approximately an hour away. Historic character, penthouse luxury and a walkable waterfront lifestyle come together in one extraordinary home. Welcome to Mansions on George.

323 George Street Unit 502, Cobourg
137 Bayshore Road, Brighton
$324,900
1 Beds ⋅ 1 Baths ⋅ X13853868 MLS
Cozy and bright one-bdrm cottage on a huge 75'x200' lot for sale in the Presqu'ile Point community of Brighton. Open concept kitchen/dining/living space. Large wrap-around (2 1/2 sides) deck allows for outdoor living on the hazy lazy days of summer. Garage, with concrete pad, can also be used as a bunkie, boat storage, workshop. Large flat lot backs onto Presqu'ile Provincial Park and has a water view across the road. There's a boat launch just minutes up the road to launch motor boats, kayaks, and canoes. About 15 minutes to town for shopping, and 20 minutes to the 401. Property is being sold as is, where is.

137 Bayshore Road, Brighton
515 (Blk 59) Joseph Gale Street Unit 207, Cobourg
$369,000
1 Baths ⋅ X13851270 MLS
STUDIO24 townhouse condo units in Cobourg's sought after EAST VILLAGE are almost complete! Located a walk or bike ride distance to Lake Ontario's vibrant waterfront, beaches, downtown, shopping, parks and restaurants, an amazing location. Built by Stalwood Homes, these affordable studios are perfect for the first time home buyer, professional or down-sizer. Beautiful modern finishes enhanced with 9 ft ceilings. Open concept living room and stylish kitchen with Stainless Steel appliances. Convenient in suite laundry with a stackable Washer & Dryer. Luxury Vinyl Plank throughout with tiled washroom. Purchaser will enjoy an additional $16,000 in Builder's Upgrades: including upgraded appliances, breakfast island and quartz counter tops throughout! Fibre Internet available, HRV for healthy living, heat pump provides primary heating/cooling, owned hot water tank. Lawn Care And Snow Removal included in condo fees, along with one designated parking space and visitor parking is on-site. Easy access to the 401 corridor, convenient Cobourg VIA stop, and just a 45-minute drive to the Oshawa GO. Exterior photo is a virtual rendition, interior photos are virtually staged. LISTING PRICE REFLECTS EXPANDED HST NEW RESIDENTIAL REBATE FOR ELIGIBLE PURCHASERS.

515 (Blk 59) Joseph Gale Street Unit 207, Cobourg
428 Concession 13 Road E, Trent Hills
$350,000
2 Beds ⋅ 1 Baths ⋅ X13848862 MLS
Welcome to 428 Concession Rd 13 E - an opportunity to get into the market, add to your investment portfolio, or take on a property with room to make it your own.Whether you're a first-time buyer ready to stop renting, an investor looking for your next project, or a handyman or contractor who sees the potential in a home that could use some vision, this property offers a great starting point.The main level features a spacious front room, a newly updated kitchen, a dining room with a charming bay window, a comfortable living room, and a full 4-piece bathroom. At the side of the home, a walkout leads to the sunroom - an additional space to relax, entertain, or enjoy the changing seasons.Upstairs, you'll find two bedrooms along with conveniently located laundry, keeping everyday living functional and simple.The unfinished lower level has a dirt floor and houses the home's utilities, offering straightforward access to the mechanical systems.Bring your ideas, your tools, and your vision. With key updates already started and plenty of opportunity to continue making it your own, 428 Concession Rd 13 E could be the chance you've been waiting for to stop renting, invest, renovate, or create a home that truly feels like yours.

428 Concession 13 Road E, Trent Hills
152 Concession Road 11 N/A W Unit 8 Baby Boom, Trent Hills
$229,900
2 Beds ⋅ 1 Baths ⋅ X13847162 MLS
Experience the calm of Valleyview Estate, a 55+ waterfront community framed by the rolling landscape of the Trent Hills. The beautifully maintained modular home offers an excellent blend of rural living and modern efficiency, featuring views of the countryside and clear glimpses of the lake. Designated for true year-round comfort, the residence benefits from significant mechanical and structural upgrades completed in 2023, including a propane furnace, central air conditioning and updated exterior skirting. Inside, the thoughtfully arranged floor plan maximizes natural light and daily utility, The core of the home features a beautiful upgraded kitchen, quartz countertops, a functional breakfast bar that seats three, lots of windows, and deep pot drawers that optimize storage. The layout offers excellent separation, positioning a primary bedroom at the other end of the kitchen, and a comfortable guest bedroom just down the hallway. The washroom features a refined tile tub surround and a well-placed skylight which fills the interior with clear overhead light, enhancing the sense of space. Outside enjoy the covered deck, shed, PLUS a storage room. This turnkey home perfectly balances structural piece of mind with a relaxed, scenic lifestyle.

152 Concession Road 11 N/A W Unit 8 Baby Boom, Trent Hills
291 Main Road Unit 204, Trent Hills
$130,000
1 Beds ⋅ 1 Baths ⋅ X13840896 MLS
Welcome to Cedarwoods Park in Marmora! This deeded 75' x 100' lot features a spacious 2018 Jayco Jay Flight 34RSBS travel trailer, measuring approximately 37'6" with three slide-outs and a 14' power awning with LED lighting. Designed for comfortable four-season enjoyment, the trailer offers a generous living area with rear sofa bed, double recliners, dining table and chairs, entertainment centre with fireplace and 48" TV. The well-equipped kitchen features a peninsula counter, stainless steel microwave and four-burner range. The private bedroom includes a queen-size bed, front wardrobe and washer/dryer hookup. Additional features include 15,000 BTU central air conditioning, two 30-lb propane bottles, water-heater bypass, and 40-gallon fresh-water capacity with 39-gallon black and grey-water capacities. The property is serviced by 100-amp hydro and park water hookup, and currently includes a 400-lb propane tank on site. A wonderful opportunity to enjoy your own deeded recreational property in a four-season park setting, with a spacious deck extending the living space outdoors.

291 Main Road Unit 204, Trent Hills
15 Bess Drive, Alnwick/Haldimand
$324,900
3 Beds ⋅ 3 Baths ⋅ X13836658 MLS
Value offering on this spacious 3-bedroom, 3-bath brick and siding home featuring central air, forced-air oil heating, and a cozy fireplace with insert. Situated on a generous 148' x 150' private treed lot on a quiet village street, this property offers over half an acre of space with ample parking, built-in garage, and walk-out basement with separate entrance. Functional multi-level layout including separate family room and flexible lower-level space. Located close to village amenities, school, church, and County Road 45. Great potential for handyman or renovator!!! (Disclaimer: interior images have been virtually staged using AI)

15 Bess Drive, Alnwick/Haldimand
412 Lyle Street N, Alnwick/Haldimand
$324,900
1 Beds ⋅ 1 Baths ⋅ X13827088 MLS
A Rare Grafton Opportunity With Land, Location & Potential! Set on approximately 9.9 acres in the charming Hamlet of Grafton, this unique 1.5-storey property offers the space, privacy and versatility you've been looking for. Surrounded by mature trees and abundant wildlife, the property provides a peaceful country setting while being conveniently close to Highway 401-ideal for commuters and equally attractive for those seeking increased exposure for future business possibilities. The home offers a functional layout with one bedroom on the main floor and a finished attic space on the upper level, which could be used as a second bedroom. The existing living room could potentially be reconfigured to recreate a second main-floor bedroom, providing flexibility to suit your needs. Whether you're looking for a home, a property with room to grow, or an opportunity to explore future uses, this property offers plenty to consider. Adding to its appeal is the D (Developmental) zoning, providing a variety of potential options for the next owner, subject to municipal approvals and permitted uses. The combination of acreage, zoning, natural surroundings and proximity to the 401 makes this a property worth exploring. Enjoy the best of both worlds-peaceful acreage surrounded by nature, while being just minutes from the amenities of Grafton and with easy access to the 401. Opportunities like this, offering nearly 10 acres in such a strategic location, don't come along often. Come see the possibilities for yourself!

412 Lyle Street N, Alnwick/Haldimand
38-152 CONCESSION ROAD 11 WEST N/A, Trent Hills
$224,900
2 Beds ⋅ 2 Baths ⋅ X13820864 MLS
Enjoy easy adult living with lake views in this thoughtfully designed, wheelchair-accessible home. The covered deck provides a comfortable outdoor space for all-season enjoyment. Inside, the spacious entry leads to a bright living area with a propane fireplace. The kitchen offers ample wraparound cabinetry, a coffee bar, and open-concept flow to the dinette and living room, ideal for everyday living and entertaining. A side entrance from the poured concrete driveway adds convenience. The primary bedroom, located at the back of the home, features a walk-in closet and four-piece ensuite. A second bedroom offers flexible use as a guest room, office, or sitting area. The home also includes a main four-piece bathroom and a 10 x 10 garden shed for additional storage or hobby space. Located in a welcoming community surrounded by natural beauty and wildlife, this is a wonderful place to call home.

38-152 CONCESSION ROAD 11 WEST N/A, Trent Hills
388 Blyth Park Road, Cramahe
$349,900
3 Beds ⋅ 1 Baths ⋅ X13818240 MLS
Welcome to 388 Blyth Park Road, where peaceful country living meets convenience and a 10 min walk to Lake Ontario! This location is tucked away on a quiet dead-end road in the rural area of Cramahe Township and connected to the Salem area. Charming updated 3 bedroom bungalow sits on a generous .583 acre lot measuring 75' x 312' lot with outstanding tall pines providing stunning treelined privacy,This property offers so much space to enjoy the outdoors. The approximately 1290sf bungalow's neutral decor is a wonderful blend of modern comfort and rural character, making it an ideal choice for first time buyers, downsizers, recreational seekers or those looking to enjoy a peaceful country lifestyle.Step inside to find a bright, inviting interior with thoughtful updates throughout. The spacious bungalow layout provides one-level living with three well appointed bedrooms and welcoming open concept living spaces designed for everyday living and entertaining.The kitchen has a large island with oversized sink, lots of cupboards, a pantry and is so bright, This home has an easy carefree flow that is comfortable and move-in ready, Recent updates include Northstar windows('24),Siding with insulation,Fascia, Interior doors,Wood trim, Beam accents, Fresh Paint ('26), Roof ('22), Furnace ('19),Set in a peaceful setting, this property offers the space and flexibility associated with RU zoning, providing an excellent opportunity for buyers looking for a country property with potential for a variety of permitted rural uses, subject to municipal regulations and approvals.This property continues to impress outdoors with a collection of useful auxiliary buildings (one insulated), sheds, an older chicken coop, Perfect for storage, hobbies, workshop space or exploring the possibilities of rural living.Gather around the outdoor stone fireplace and enjoy summer evenings.Escape the hustle and move out to Cramahe where you are close to amenities, minutes to the 401,and 1 hour 15 min to GTA

388 Blyth Park Road, Cramahe
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