Kawartha Lakes Homes under $400,000

Kawartha Lakes Homes under $400,000

Welcome to Kawartha Lakes, Ontario – a hidden gem nestled in the heart of Canada that boasts breathtaking natural beauty and a vibrant community spirit. Known for its stunning lakes, lush landscapes, and rich history, Kawartha Lakes offers a serene escape from the hustle and bustle of city life, making it an ideal location for families, retirees, and nature enthusiasts alike.

This picturesque region is dotted with charming small towns, each with its own unique character and amenities. From the bustling markets of Lindsay to the tranquil shores of Sturgeon Lake, residents enjoy a lifestyle that perfectly balances relaxation and recreation. Outdoor enthusiasts will find endless opportunities for adventure, whether it’s fishing, boating, hiking, or simply soaking in the stunning views that surround them.

For those looking to settle down in this idyllic area, Kawartha Lakes offers an impressive selection of homes under $400,000. Here, you can discover affordable properties that don’t compromise on charm or comfort. From cozy bungalows to spacious family homes, there’s something for everyone. Many of these homes are situated near beautiful parks, schools, and local amenities, ensuring that you have everything you need right at your fingertips.

With a welcoming community and a slower pace of life, Kawartha Lakes is not just a place to live; it’s a place to thrive. Explore the possibilities of making this enchanting region your new home, where both nature and community come together in perfect harmony. Embrace the lifestyle you’ve always dreamed of in Kawartha Lakes!

Newest Kawartha Lakes Homes under $400,000

77 McGuire Beach Road, Kawartha Lakes
$239,900
2 Beds ⋅ 1 Baths ⋅ X13866870 MLS
Peaceful waterfront setting with this charming 2-bedroom 3 season bungalow offering an affordable opportunity to enjoy life on the water. Situated on an inlet just off the Trent-Severn Canal System leading into Canal Lake. Set on a generous 75' x 205' lease lot through Parks Canada, this well-maintained property combines tranquility, privacy, and beautiful natural surroundings. Inside, the home features an open-concept kitchen and living area with easy-care laminate flooring throughout. The exterior is equally low maintenance with durable vinyl siding and a steel roof, making this an ideal seasonal retreat. Enjoy your morning coffee on the 6' x 12' front deck or relax on the spacious 8.5' x 26' rear deck overlooking the yard and view of he water. A private dock at the shoreline provides direct access for boating, fishing, and exploring the renowned Trent Canal System. The area is rich with wildlife and natural beauty, creating the perfect escape from city life. Additional features include a drilled well, holding tank, and a highly affordable Parks Canada lease currently at $2,775 annually on a 5-year term (attached). Conveniently located just minutes from the historic Kirkfield Lift Locks, A rare chance to own an affordable waterfront getaway in a truly picturesque location. approximately 20 minutes to Beaverton or 90 minutes from the GTA.

77 McGuire Beach Road, Kawartha Lakes
4 Heritage Way Unit 303, Kawartha Lakes
$249,800
1 Beds ⋅ 1 Baths ⋅ X13866326 MLS
Welcome to Maple Grove East, a well-maintained condominium community in the heart of Lindsay. This bright and inviting 1-bedroom, 1-bathroom condo offers approximately 752 sq. ft. of comfortable living space and is ideal for retirees, downsizers, or those seeking a low-maintenance lifestyle. The spacious living and dining area features a large picture window that fills the home with natural light, while the functional kitchen offers a convenient pass-through to the dining area. The generous primary bedroom includes a walk-in closet and easy access to the 4-piece bath. Enjoy the convenience of in-suite laundry with additional storage space, as well as an exclusive underground parking space and storage locker. Residents of 4 Heritage Way enjoy access to excellent building amenities, including an outdoor pool, exercise room, guest suites, recreation room, visitor parking, and common BBQ areas. Condo fees include water, building insurance, common elements, and parking. Conveniently located close to shopping, restaurants, parks, recreation facilities, transit, and Ross Memorial Hospital. A fantastic opportunity to enjoy carefree condo living in a desirable Lindsay location.

4 Heritage Way Unit 303, Kawartha Lakes
76 Long Beach Road, Kawartha Lakes
$345,900
3 Beds ⋅ 1 Baths ⋅ X13866246 MLS
Welcome to Cameron! Situated on a generous 0.72-acre lot, this 3-bedroom, 1.5-storey home offers an excellent opportunity for buyers looking for space, privacy and potential, all just 15 minutes from Lindsay. The main floor features a welcoming foyer, kitchen, living room and enclosed porch, while the second level offers three bedrooms and a 4-piece bathroom. A walkout leads to the unfinished basement, providing plenty of room for storage. A major highlight is the detached two-car garage/shop, measuring approximately 11.81m x 8.81m x 3.63m, offering substantial space for vehicles, hobbies, a workshop or additional storage. The durable steel roof adds further peace of mind. Set in a convenient location with easy access to Lindsay and surrounding communities, this property offers the space and flexibility to make it your own. Whether you're looking for your first home, a project with potential, or a property with room to spread out, this one is worth a look.

76 Long Beach Road, Kawartha Lakes
2 Alexander Avenue, Kawartha Lakes
$389,900
3 Beds ⋅ 1 Baths ⋅ X13866190 MLS
Searching for an affordable, low-maintenance starter home? Ready to downsize to a peaceful community? Dreaming of lakeside living without the high costs and taxes? And would you love to be surrounded by great neighbours? Then 2 Alexander Ave in Kennedy Bay is worth a look. Enjoy deeded access to Sturgeon Lake, a beautiful park just steps away, and a nearby boat launch and marina. This charming 3-bedroom, 1-bath home is exceptionally well maintained and full of character. A heat pump provides year-round comfort, while the propane fireplace adds extra warmth during the colder months. In summer, relax among the lovely gardens, unwind on the covered front porch, or entertain in the side-yard tiki hut. Much of the property is fully fenced, offering added privacy and space for pets. A detached garage and storage shed provide plenty of room for your belongings. With so much to offer, 2 Alexander Ave is a property you won't want to miss.

2 Alexander Avenue, Kawartha Lakes
63 William Street N, Kawartha Lakes
$399,900
3 Beds ⋅ 2 Baths ⋅ X13842962 MLS
Tastefully updated century townhome in the heart of Lindsay, blending timeless character with thoughtful modern improvements. The main floor features an open-concept living and dining area with impressive 10-foot ceilings, refinished original oak flooring, a fully renovated kitchen (2024), and an updated powder room. Upstairs, you'll find three spacious bedrooms and a 4-piece bathroom, all enhanced by high ceilings and abundant natural light flowing through the original wood-frame windows, which have been exceptionally well maintained. Major updates include a new steel roof (2024), updated washer and dryer (2022), refreshed backyard patio stones, a gravel driveway, and a natural gas BBQ hookup. Enjoy the covered front porch and low-maintenance pollinator garden with native plants, while the basement provides excellent storage and convenient laundry access. Ideally located within easy walking distance of downtown Lindsay's shops, restaurants, and the Scugog River, this inviting townhome offers low-maintenance living, low heating and hydro costs, and the character of a beautifully cared-for century home.

63 William Street N, Kawartha Lakes
74 Adelaide Street S, Kawartha Lakes
$399,900
6 Beds ⋅ 2 Baths ⋅ X13839832 MLS
Discover this charming detached retreat in the heart of Lindsay, On.-where character meets modern versatility. A standout feature is the massive 194ft deep backyard. Long enough for a soccer match, lush gardens, or the potential to add a garage or garden suite. A private oasis rarely found so close to urban amenities. Step into a home designed for both warmth and functionality. Enclosed side entry-the perfect "mudroom" for busy lives. This modernized eat-in kitchen serves as the heart of the residence, flooded with natural light. With 5 bedrooms plus a versatile bonus room overlooking the massive backyard-the layout offers endless possibilities-perfect for a home office, 6th Bedroom, a vibrant playroom, or a cozy guest suite. Durable, seamless laminate flooring throughout the home. Two full bathrooms (one on each level) easily caters to a busy household or multi-tenant living. Whether you are looking for a family home or a strategic investment for student rental income, this property delivers the best of both worlds. A yard this size offers incredible potential for a Garden Suite or detached Garage/ADU conversion (subject to municipal approval), allowing you to potentially double your rental streams on a single property. Within walking distance to Fleming College. Minutes to grocery stores, Lindsay Square Mall, Kawartha skate park and the iconic Lindsay Drive-In. some photos have been digitally staged, size & color untouched.

74 Adelaide Street S, Kawartha Lakes
73 Lindsay Street N, Kawartha Lakes
$369,900
2 Beds ⋅ 1 Baths ⋅ X13838790 MLS
Affordable, comfortable and ready to enjoy, 73 Lindsay Street North is a terrific opportunity for first-time buyers, downsizers or investors. This well-kept North Lindsay home offers efficient main-floor living with two bedrooms (with potential for a third), four-piece bath and a full unfinished basement. Freshly painted throughout the home, recent improvements include an updated kitchen, new mudroom flooring and mechanicals of updated electrical panel and furnace. Step outside to a new deck overlooking the fenced backyard, with your own gated access leading directly into Rivera Park and the Scugog River corridor - perfect for a riverside stroll or picnic. A generous insulated double garage/shop and newly graveled driveway add plenty of practical appeal, all within easy reach of downtown Lindsay, shopping and commuter routes.

73 Lindsay Street N, Kawartha Lakes
24 Victoria Street E, Kawartha Lakes
$299,999
2 Beds ⋅ 1 Baths ⋅ X13836532 MLS
BRING YOUR VISION TO OMEMEE! An excellent opportunity for investors, renovators, builders, or anyone looking for their next project. 24 Victoria St E is being offered "AS IS, WHERE IS" and provides a solid starting point for those wanting to renovate, reimagine, or explore future development potential in the heart of Omemee. This property offers a chance to create something truly your own-whether you're considering a full rebuild, planning a renovation, or seeking an investment with long-term upside. The location is ideal, with Pigeon River, Pigeon Lake, local parks, schools, and amenities all nearby. Lindsay and Peterborough are just a short drive away, offering convenient access to shopping, restaurants, services, and commuter routes. Bring your ideas, your vision, and your toolbox. The possibilities are yours to explore. Buyers are encouraged to complete their own due diligence regarding zoning, permitted uses, servicing, development potential, and any proposed renovations or redevelopment. A great opportunity in a growing community-come see what you can create at 24 Victoria St E.

24 Victoria Street E, Kawartha Lakes
473 Fleetwood Road, Kawartha Lakes
$200,000
2 Beds ⋅ 1 Baths ⋅ X13828288 MLS
NO LAND - MOBILE HOME ONLY!! Love tiny-home living but want to skip the builder wait times and additional construction? This luxury 610 sq ft Tiny Mansion is turnkey, fully furnished with custom-fit modern furniture and appliances, and ready to move onto your own land. Offering incredible versatility, it can be used as an Airbnb or rental investment, garden suite, guest space, home office, studio, cottage, or full-time residence. The home is mobile and can be relocated to a parking spot of your choice. Inside, enjoy the feel of a luxury condo with modern finishes and amenities including quartz countertops, in-floor heating, LED pot lights, on-demand hot water, and an incinerating toilet. The thoughtfully designed layout features an eat-in kitchen, open-concept living room with barn door, open-concept office that could also function as a second bedroom, and a spacious primary bedroom with walk-out to a large sundeck. Abundant natural light fills the home, creating a bright and inviting atmosphere. Roughed-in for grid connection, including provisions for air conditioning and a flushing toilet. A unique opportunity to enjoy a stylish, functional and fully equipped tiny home with endless possibilities!

473 Fleetwood Road, Kawartha Lakes
103 Rita Crescent Unit C, Kawartha Lakes
$259,999
2 Beds ⋅ 1 Baths ⋅ X13822382 MLS
Looking to enter the market or wanting to downsize? Then this super affordable 2 bedroom 1 bathroom lower level condo unit is for you. Just a few steps down but with oversized windows casting lots of natural light you will find a fantastic layout that features an open concept living and dining room. The kitchen has a large cut out so you can chat with guests while making coffee or prepping a meal. There are great storage options too and the separate laundry room affords even more space. Rounding out this well laid out unit are the two bedrooms with roomy closets and a 4 piece bath. Outside there is shared storage in a garden shed, 2 parking spots, greenspace where you can sit and relax or BBQ up a storm! Just off of highway 7, you can't beat the location - walk to Omemee Beach Park, 15 minutes to Lindsay, 20 minutes to Peterborough and close to highway 115 access.

103 Rita Crescent Unit C, Kawartha Lakes
1014 Portage Road, Kawartha Lakes
$359,000
7 Beds ⋅ 1 Baths ⋅ X13822112 MLS
Some properties simply have a story to tell. 1014 Portage Road is ready for its next chapter.Built in 1900 and standing proudly in the heart of Kirkfield, this striking brick property is filled with the kind of architectural character that is becoming increasingly difficult to find. From its impressive brick façade and tall windows to its soaring rooflines and unmistakable century-home presence, this is a property with personality, history and incredible potential.Inside, the generous floor plan offers plenty of room to reimagine. The main level features expansive spaces, a kitchen, dining room, office, bedroom, bathroom and sunroom. Upstairs, multiple bedrooms and additional living and dining spaces create even more possibilities, while the large attic adds another level of intriguing space.Set on an approximately 48 x 167 ft lot, there is room outside to complement whatever vision takes shape within.And then there is the C2 zoning, adding another exciting dimension to the property and opening the door to a variety of potential uses, subject to applicable zoning provisions and approvals.This is not a move-in-ready home, and that's part of the opportunity. It is a property for someone who can see beyond today and appreciate what could be created here. Restore its century-home charm, reinvent the space, or explore the possibilities offered by its zoning.Located right in the village of Kirkfield, this is your chance to take on a truly distinctive property and write the next chapter of a building that has already stood for more than 125 years.

1014 Portage Road, Kawartha Lakes
115 Mary Street W Unit 27, Kawartha Lakes
$389,999
3 Beds ⋅ 2 Baths ⋅ X13818614 MLS
Welcome to this beautifully maintained 3-bedroom, 2-bathroom raised bungalow condo townhouse, offering comfortable living in a convenient and family-friendly setting. This bright and spacious home features a functional layout with generous principal rooms, making it ideal for families, first-time buyers, downsizers, or investors. The main level offers a welcoming living and dining area with plenty of natural light, complemented by a well-appointed kitchen with ample cabinetry and workspace and a 2 pc bath for convenience. Lower level, you'll find three comfortable bedrooms and a full 4 pc second bathroom, and laundry providing plenty of space for family and guests. Enjoy the low-maintenance condo lifestyle with affordable maintenance fees, while still having the comfort and privacy of a townhouse. Additional features include exclusive driveway parking with 2 parking spots, spacious composite deck off the kitchen/dining area for morning coffee or evening wine providing the perfect place to relax and unwind. You will also have convenient access to schools, parks, shopping, restaurants, transit, and easy access to highways 7 and 35 for commuters. A wonderful opportunity to own a move-in-ready 3-bedroom 2 bath condo townhouse in a desirable community . This is carefree condo living. You will want to live here!

115 Mary Street W Unit 27, Kawartha Lakes
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