Central Homes under $400,000

Central Homes under $400,000

Welcome to Central Ontario, a vibrant and welcoming neighborhood that perfectly balances urban convenience with the charm of small-town living. Nestled in the heart of Canada, this area boasts a rich tapestry of culture, history, and community spirit that makes it an ideal place to call home.

In Central Ontario, residents enjoy a diverse array of amenities, including local shops, cozy cafes, and bustling markets that reflect the community’s unique character. The region is known for its beautiful parks and green spaces, providing plenty of opportunities for outdoor enthusiasts to explore and enjoy nature. Families will appreciate the excellent schools and recreational facilities, which foster a nurturing environment for children to grow and thrive.

For those seeking an affordable entry into homeownership, Central Ontario offers an impressive selection of homes priced under $400,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, this neighborhood features a variety of housing options to suit your needs. From charming bungalows to modern townhouses, you’ll find properties that blend comfort with style, all while remaining budget-friendly.

Central Ontario is more than just a place to live; it’s a community where neighbors become friends and memories are made. With its welcoming atmosphere, affordable housing, and a wealth of local amenities, Central Ontario is the perfect place to start your next chapter. Come and discover the charm of this remarkable neighborhood—your dream home awaits!

Newest Central Homes under $400,000

15 Queen Street S Unit 2110, Hamilton
$374,900
1 Beds ⋅ 1 Baths ⋅ X13869874 MLS
High floor beautiful city & lake views! Discover modern downtown living in this bright 1-bedroom, 1-bathroom condo offering 618 sq. ft. of thoughtfully designed space. Approximately 9-foot ceilings, floor-to-ceiling windows, and an open-concept layout create an airy feel while showcasing elevated lake and city views from a high floor. The contemporary kitchen features stainless steel appliances and quartz countertops, complemented by durable vinyl flooring throughout the living space. Ideally located in the heart ofHamilton, with quick access to Hwy 403, hospitals, shopping, restaurants, parks, GO Transit, McMaster University and Mohawk College. Ideal for first-time buyers, down-sizers, students, or investors seeking a well-connected urban condo in a location supported by downtown amenities, transit access, and proximity to major post-secondary schools. Some photos have been virtually staged.

15 Queen Street S Unit 2110, Hamilton
36 James Street S Unit 505, Hamilton
$284,900
1 Beds ⋅ 1 Baths ⋅ X13858308 MLS
Downtown Hamilton Living at Its Best! Welcome to Unit 505 at The Pigott Building, a distinctive heritage residence offering character, convenience and an exceptional urban lifestyle. This bright and spacious 1-bedroom, 1-bathroom condo features an open-concept layout, impressive 9-ft ceilings and an abundance of natural sunlight, creating an inviting and airy living space. The unit also comes complete with 1 underground parking space and 1 locker for added convenience and storage. Located in the heart of downtown Hamilton, you're surrounded by restaurants, cafés, shopping, entertainment, parks, transit and cultural attractions. Enjoy easy access to Gore Park, Hamilton GO Centre, the Art Gallery of Hamilton, Hamilton Farmers' Market and the vibrant James Street corridor. Residents enjoy an impressive selection of building amenities, including an indoor pool, fitness facility, party room, games/billiards area and covered/underground parking. The location is also ideal for students and professionals, with Mohawk College and McMaster University readily accessible by car or public transit. Convenient access to GO Transit and Hamilton's Transit network makes commuting throughout Hamilton and beyond easy. Whether you're a first-time buyer, professional, student, downsizer or investor, Unit 505 offers the opportunity to enjoy the unique character of The Pigott Building combined with the convenience of downtown living. Open concept. 9-ft ceilings. Lots of sunlight. Parking. Locker. Exceptional downtown location. Come experience Unit 505 for yourself!

36 James Street S Unit 505, Hamilton
475 Beresford Path Unit 7, Oshawa
$399,000
2 Beds ⋅ 2 Baths ⋅ E13855988 MLS
Just 4 Years New, This Beautiful Two-Level Townhome Offers A Thoughtfully Designed, Open-Concept Main Level That Maximizes Both Space And Flow. Vinyl Flooring Runs Throughout The Main Floor, Which Also Includes A Convenient Powder Room And A Large Closet. The Sleek, Modern Kitchen Seamlessly Connects To The Living Area, Creating A Bright And Functional Space Ideal For Both Everyday Living And Entertaining. The Living Room Is Warm And Inviting, And Features An Electric Fireplace. The Kitchen Features A Stylish Backsplash, Quartz Countertops, Stainless Steel Appliances, And A Peninsula With Additional Seating That Naturally Bridges The Kitchen And Living Room. A Walk-Out From The Kitchen Leads To A Cozy Private Balcony, The Perfect Spot To Enjoy Your Morning Coffee. The Lower Level Features Two Bedrooms With Above-Grade Windows, A 4-Piece Bathroom, And Convenient In-Suite Laundry. This Home Presents An Excellent Opportunity To Own A Modern Townhome In A Central Location, Just Minutes To All Amenities, Transit, Highway 401, And Nearby Running Paths!

475 Beresford Path Unit 7, Oshawa
506 Normandy Street Unit 21, Oshawa
$299,999
3 Beds ⋅ 1 Baths ⋅ E13850236 MLS
Welcome Home to This Charming 2-Storey Condo Townhome in Oshawa! Discover an excellent opportunity for first-time buyers, growing families, or investors in this family-friendly complex. This well-maintained home offers a functional layout, comfortable living spaces, and a fantastic location close to everyday amenities. The main floor features durable laminate flooring throughout, a spacious kitchen with ample cabinetry and a stylish ceramic backsplash, and an inviting open-concept living and dining area. Step outside through the walkout to your private, fully fenced backyard - perfect for relaxing, entertaining, or enjoying time outdoors. Upstairs, you'll find three generously sized bedrooms and a convenient 4-piece bathroom. The partly finished basement provides additional living space with a large recreation room featuring laminate flooring and pot lights, offering plenty of potential for a home office, media room, gym, or family hangout. Enjoy easy access to Highways 401 and 407, shopping, restaurants, entertainment, and a variety of schools, including Durham College and Ontario Tech University. A great combination of space, location, and value - this home is ready to welcome its next owner!

506 Normandy Street Unit 21, Oshawa
1133 Franklin Street, North Bay
$289,900
2 Beds ⋅ 1 Baths ⋅ X13848994 MLS
Welcome to this centrally located, affordable and turnkey 2 bedroom, 1 bathroom bungalow. Freshly updated with new flooring and paint throughout the main floor. Large bright living area, kitchen/dining area with patio door to the large backyard. Updated 4pc bath and two main floor bedrooms. Partial lower level includes a large utility/laundry room with plenty of space for storage, workshop or flex space. The exterior was updated in 2011 with new siding and added insulation around the outside of the house, plus additional attic insulation. Combined with forced-air gas heating, this makes for an economical home to heat. Located in close proximity to major area amenities, this is an ideal starter home for someone looking to enter the market. *Some photos have been virtually staged. Furniture, décor and accessories shown have been digitally added for illustrative purposes only and are not included with the property. Size, scale and placement of virtually staged items are approximate and may not reflect exact dimensions.

1133 Franklin Street, North Bay
430 Aubrey Street, North Bay
$349,900
5 Beds ⋅ 2 Baths ⋅ X13844554 MLS
Opportunity awaits in this affordable 3+2 bedroom, 2 bathroom, one-owner home. The main floor offers a bright and spacious living/dining area and a functional kitchen with room for a breakfast nook, along with 3 bedrooms and a 3pc bathroom. The lower level features a rec room, 2 additional bedrooms, 3pc bathroom, utility/laundry room and a large workshop with exterior access. Forced-air gas heating with central air conditioning, with appliances included. The backyard offers plenty of space for outdoor enjoyment and is fully fenced, with a patio area and garden shed. Conveniently located close to area schools, stores and Thomson Park. *Some photos have been virtually staged. Furniture, décor and accessories shown have been digitally added for illustrative purposes only and are not included with the property. Size, scale and placement of virtually staged items are approximate and may not reflect exact dimensions.

430 Aubrey Street, North Bay
14 George Street, Ajax
$399,000
2 Beds ⋅ 1 Baths ⋅ E13839060 MLS
Opportunity Knocks With This Two-Bedroom Detached Bungalow Full Of Potential. Great Curb Appeal With Plenty Of Possibility Inside. Renovations Are Underway, With Many Materials Already On Site And The Interior Ready For Your Finishing Touches. The Existing Layout Offers A Front Living Room, Two Bedrooms, A Four-Piece Bath, An Eat-In Kitchen With A Walkout To The Backyard, Plus A Separate Main-Floor Laundry Room. Outside, Enjoy A Fully Fenced Private Yard, Plenty Of Driveway Parking, A Detached Electrified Garage, And A Separate Workshop Perfect For Projects, Hobbies Or Storage. Ideally Located Near Parks, Schools, Shopping, Everyday Amenities And Highway 401. Complete The Vision And Make It Your Own.

14 George Street, Ajax
663 Ferguson Street, North Bay
$349,900
3 Beds ⋅ 1 Baths ⋅ X13836410 MLS
CLASSIC CENTURY HOME OVERLOOKING THE PARK. Character, charm, and plenty of space! Step into the warmth and character of this well-built century home, ideally situated directly across from a beautiful, quiet park. Filled with vintage charm while offering thoughtful updates, this is a home that truly must be seen to be appreciated. Beautiful hardwood floors, newer windows, rich original wood trim, and classic wood doors highlight the craftsmanship throughout. A welcoming enclosed front porch provides a wonderful place to relax, while two of the upper bedrooms open onto a covered second-floor porch overlooking the park. The main level features a spacious combined living and dining area, along with a functional kitchen offering convenient access to the backyard. Parking is available at the rear of the property, accessed from the city laneway. Upstairs you'll find three bedrooms, a convenient second-floor laundry room, and an updated 4-piece bathroom with separate tub and shower. Continue to the bonus top floor and discover a surprisingly spacious family room with hardwood flooring and a skylight-a bright, versatile space ideal for relaxing, hobbies, a home office, or additional living space. The full basement provides excellent storage and includes a separate entrance to the backyard. Additional features include forced-air gas heating and a convenient location close to public transit, downtown, schools, shopping, and everyday amenities. A wonderful opportunity to own a solid century home with character, generous living space, and a beautiful park right outside your front door. Vintage charm. Modern conveniences. A view you can enjoy every day.

663 Ferguson Street, North Bay
313 Olive Avenue, Oshawa
$379,000
3 Beds ⋅ 2 Baths ⋅ E13834658 MLS
Welcome to this charming 1-storey detached home in the heart of Central Oshawa, offering an excellent opportunity for first-time buyers, young families, downsizers, or investors. Featuring 3 spacious bedrooms and 2 bathrooms, this home combines comfort, functionality, and outstanding value in one of Durham Region's most convenient locations. This property also boasts a garage and a private backyard with a deck. Set in an established neighbourhood with mature trees and a strong sense of community, you'll enjoy easy access to Highway 401, Downtown Oshawa, public transit, the GO Station, shopping, restaurants, parks, schools, and the beautiful Oshawa waterfront. Whether you're commuting to Toronto or working locally, this location offers exceptional convenience. With larger lots, established streets, and all the amenities you need just minutes away, this property is an affordable alternative to condo or townhouse living while offering the benefits of detached home ownership. Don't miss your chance to own a wonderful home in a growing community that continues to attract buyers looking for space, value, and an unbeatable lifestyle. (see Additional Remarks to Data Form)

313 Olive Avenue, Oshawa
83 NAPIER Street, Hamilton
$349,900
2 Beds ⋅ 1 Baths ⋅ X13831658 MLS
Downtown Hamilton gem all brick three-bedroom row house. Charming all brick rowhouse in the heart of downtown Hamilton, with walkability to trendy cafes, restaurants, shops, and nightlife along James Street and Locke Street. With easy access to GO Transit, public transit routes, parks, and the escarpment trail. The solid brick construction brings timeless character and low maintenance appeal. On street parking permits are available through the City of Hamilton, giving residents convenient parking right in front of the home, a rare perk downtown. A fantastic opportunity for investors or first-time buyers alike. The current tenant has called this home for over ten years and would love to stay, paying $1818 per month plus utilities. That means reliable income from day one with a tenant who genuinely cares for the property. Don't miss this rare downtown opportunity combining location, character, and long-term investment potential all in one package. RSA

83 NAPIER Street, Hamilton
112 Olive Avenue, Oshawa
$324,900
2 Beds ⋅ 1 Baths ⋅ E13818984 MLS
RENOVATED FREEHOLD UNDER $325,000-WITH NO CONDO FEES!This is one of Oshawa's best-priced opportunities to own a move-in-ready freehold home. Perfect for a first-time buyer, couple or anyone ready to stop renting and start building equity, this two-bedroom brick townhome has been renovated from top to bottom and is ready for immediate enjoyment.Step inside to a bright and surprisingly spacious main floor. The living room extends over 21 feet, providing plenty of room to relax, entertain or create a comfortable work-from-home area. The separate dining area flows into a brand-new kitchen featuring quartz countertops, modern cabinetry, a stylish backsplash and all-new appliances.Upstairs, you will find two bedrooms and a beautifully updated bathroom. New flooring, fresh paint, contemporary lighting, fixtures and finishes throughout give the entire home a clean, modern feel. The unfinished basement provides additional storage and keeps everyday belongings organized and out of sight.Outside, the fully fenced backyard offers private outdoor space that is difficult to find at this price. Enjoy your morning coffee, host summer barbecues, plant a garden or create a safe place for children or pets to play-all without the upkeep of a large property.Best of all, this is a true freehold. There is no condo corporation and no monthly maintenance fee. Annual property taxes are approximately $2,458, helping keep the overall cost of ownership affordable.While the property does not include private parking, public parking is conveniently located directly across the street at the park.Located in central Oshawa with public transit just outside your door, schools, parks, shopping, the library, hospital and Highway 401 access.Fully renovated. Two bedrooms. All-new appliances. Private fenced backyard. Freehold ownership. No condo fees. All for $324,900.Quick closing is available. Book your private showing before this opportunity is gone!

112 Olive Avenue, Oshawa
171 Fifth Avenue W, North Bay
$349,900
3 Beds ⋅ 2 Baths ⋅ X13808214 MLS
Welcome to 171 Fifth Ave West in Central North Bay. This 3 bed, 2 bath brick house has a detached garage with large workshop and is centrally located, walking distance to many amenities. Private backyard with fence and nice deck to enjoy entertaining, with a large garage/workshop combo for storing vehicles, toys or for working on those projects and hobbies. Inside, large kitchen and dining area, leading to the living room with hardwood floors. Two more bedrooms with hardwood floors and a 4 piece bathroom round out the main level of this house. Upstairs is a large loft style bedroom with dormer and a two piece bathroom and in the basement you have a nice sized recreation room and large utility room with laundry and two different storage rooms off of this. This solid, spacious house in the heart of downtown is looking for a new owner. Book your appointment today and make this beautiful home your own.

171 Fifth Avenue W, North Bay
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